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Motorcycle Total Cost of Ownership Calculator

Calculate the true total cost of owning a motorbike in Vietnam over multiple years, including depreciation, fuel, maintenance, and insurance.

years
km/year
L/100km
₫/L
₫/year
₫/year
% of purchase price

Fill in the fields above and click Calculate to see your results.

How to use

Calculate the true total cost of owning a motorbike in Vietnam over multiple years, including depreciation, fuel, maintenance, and insurance.

How it's calculated

Total Fuel Cost

annual_km * fuel_consumption_per_100km / 100 * fuel_price_per_litre * ownership_years

Total fuel cost over the ownership period

Total Maintenance

annual_maintenance * ownership_years

Total maintenance cost over the ownership period

Total Insurance

annual_insurance * ownership_years

Total insurance cost over the ownership period

Depreciation

purchase_price * (1 - residual_value_pct / 100)

Value lost over the ownership period

Total Cost of Ownership

purchase_price * (1 - residual_value_pct / 100) + annual_km * fuel_consumption_per_100km / 100 * fuel_price_per_litre * ownership_years + annual_maintenance * ownership_years + annual_insurance * ownership_years

Total cost of owning and operating the motorbike

Cost per km

(purchase_price * (1 - residual_value_pct / 100) + annual_km * fuel_consumption_per_100km / 100 * fuel_price_per_litre * ownership_years + annual_maintenance * ownership_years + annual_insurance * ownership_years) / (annual_km * ownership_years)

Average cost per kilometre over the ownership period

Examples

Honda Wave: 30M VND, 5 years, 8,000 km/yr

  • Annual Distance:8,000
  • Purchase Price:30,000,000
  • Ownership Period:5
  • Annual Insurance:500,000
  • Annual Maintenance:1,500,000
  • Residual Value:30
  • Fuel Price:21,000
  • Fuel Consumption:2.5

Honda SH: 80M VND, 5 years, 10,000 km/yr

  • Annual Distance:10,000
  • Purchase Price:80,000,000
  • Ownership Period:5
  • Annual Insurance:700,000
  • Annual Maintenance:2,000,000
  • Residual Value:40
  • Fuel Price:21,000
  • Fuel Consumption:3

Frequently Asked Questions

How much does it really cost to own a motorbike in Vietnam?

For a Honda Wave (around 30 million VND), the total cost of ownership over 5 years is typically 35–45 million VND when you include depreciation, fuel (8,000 km/year at 2.5 L/100km), maintenance, and insurance. This works out to roughly 900–1,100 VND per kilometre — far cheaper than a car.

What is the compulsory motorcycle insurance cost in Vietnam?

Compulsory third-party liability insurance (bảo hiểm trách nhiệm dân sự bắt buộc) for motorbikes costs around 66,000 VND per year. Voluntary comprehensive insurance (bảo hiểm tự nguyện) adds 300,000–600,000 VND/year depending on the bike's value. Total annual insurance is typically 400,000–700,000 VND.

How much does motorbike maintenance cost per year in Vietnam?

Routine maintenance for a standard motorbike in Vietnam costs 1,000,000–2,000,000 VND per year. This covers oil changes every 2,000–3,000 km (around 100,000–150,000 VND each), air filter, spark plugs, brake pads, and chain lubrication. Major services every 20,000 km can cost 500,000–1,000,000 VND.