Free
• No login required
Cash Flow Estimator
Estimate your net cash flow and ending cash balance for any period.
$
$
$
Fill in the fields above and click Calculate to see your results.
How to use
Estimate your net cash flow and ending cash balance for any period.
How it's calculated
Net Cash Flow
cash_in - cash_out
Difference between cash in and cash out
Ending Cash Balance
starting_cash + (cash_in - cash_out)
Estimated cash available at end of period
Examples
Monthly cafe operation
- Total Cash Inflows:150,000,000
- Total Cash Outflows:130,000,000
- Starting Cash Balance:20,000,000
Frequently Asked Questions
What is the difference between profit and cash flow?
Profit is your revenue minus expenses on an accounting basis. Cash flow is the actual movement of money in and out of your bank account. You can be profitable but have negative cash flow if customers haven't paid you yet.
Why is cash flow management important?
Cash flow is the lifeblood of a business. Without cash, you cannot pay employees, suppliers, or rent, even if your business is showing a profit on paper.
How can I improve my cash flow?
Invoice customers quickly, offer discounts for early payment, negotiate longer terms with suppliers, and manage your inventory levels carefully.
Related Calculators
Break-Even Point Calculator
Calculate your break-even point in units and sales value. Find out how much you need to sell to cover all your costs.
Business Loan Calculator
Calculate monthly payments, total interest, and the full cost of your business loan.
Working Capital Calculator
Measure your business liquidity and short-term financial health.